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What is Credit – The Interactive History of Credit Explains

“What is credit?” is a highly searched question on search engines. Understanding what credit is and how to use it can have drastic improvements on your life. Having good credit can help you get a job, house and allow you to take ownership of you personal finances. “Cash or credit?” has been the teller mantra for decades. That’s because most Americans carry at least one credit card in their wallet. And it’s easy to see why: credit cards offer speed, convenience, and purchase protection. When used wisely, they can even provide an interest-free loan and earn rewards. But sometimes swiping becomes such second nature, we forget to think about how these cards work – and if they’re working for us. Let’s start at the beginning, when the concept of credit was born, to find out.

About Liz

Liz Smith is a writer, editor and content strategist with an education in journalism and a passion for storytelling. She's worked with brands ranging from personal finance and insurance to travel and lifestyle, from tweets and blog posts to video and interactive content. She also loves reading, cooking, and playing tennis. Check out her work here.

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