Personal Finance

“What is credit?” is a highly searched question on search engines. Understanding what credit is and how to use it can have drastic improvements on your life. Having good credit can help you get a job, house and allow you to take ownership of you personal finances. “Cash or credit?” …

A bad credit score is a credit score lower than 499 which means you have bad credit.  FICO and Vantage are two companies that measure and produce credit scores . Credit scores can range between 300-850 depending on the scoring system. Here is a general breakdown of credit score ranges: Bad …